Financial Assistance & Benefits for Moving House (Explained)

financial aid application form

Are you moving to a new home? It’s a big change and often an exciting time in your life. However, if you’re having trouble covering the costs of the move, you’re likely much more worried than excited. Yet, you’ve come to the right place. Here, we will teach you about financial assistance and the benefits to help for moving house.

Those who are disabled, elderly, or have low income may struggle with the costs of moving to a new home. If you’re facing these challenges, you should learn about the many benefits available and financial help to move house. Keep reading to learn about these critical monetary benefits.

The Financial Benefits You Can Get for Moving House

Do you get benefits as a low-income or unemployed individual? If so, you may be eligible for financial benefits to cover moving costs.

For instance, the Housing Benefit can help you pay for rent. Those who are claiming benefits, who are unemployed, or who have a low income have eligibility for the Housing Benefit. Universal Credit will soon replace the Housing Benefit. 

Furthermore, you can request a claim for the Housing Benefit if you are either living in temporary, sheltered, or supported housing or if you are of State Pension age. For instance, women living in housing for survivors of domestic abuse may be eligible for the Housing Benefit.

In addition, if you own your home, you may get a Support for Mortgage Interest benefit, which will pay for at least some of the interest on your mortgage. If you need repairs done on your home and you took out a loan, you can also benefit from the Support for Mortgage Interest program.

Other Options To Finance Your Move

universal credit applicationThere are several other ways to help you finance your move. These other options include:

  • Benefit advances
  • Discretionary housing payment
  • Local welfare help
  • Local council
  • Charities and nonprofit funding

For example, you can get an advance on your first benefit payment if you can prove you’re in dire financial straits. Those who applied for Universal Credit may request an early benefit payment.

If you already receive Universal Credit or the Housing Benefit, you may be eligible for the Discretionary Housing Payment program. That program helps with housing costs, including moving fees

The local council can use the Local Assistance Scheme to help people via welfare to cover the cost of moving. The local council can also help you with covering the costs of rent or other deposits.

Lastly, charities around the United Kingdom may help you gain the money you need for your move. 

The Army Assists With Moving Costs

Those who served in the armed forces may have access to financial help that covers moving fees. In particular, when you are relocating due to a new placement for the army, the armed forces will cover the costs of relocation for service objectives.

Those who are veterans also receive help. The Armed Forces Charity SSAFA website includes the various types of assistance available, such as Citizen Advice and Shelter assistance for veterans.

Benefits To Help for Moving House Among the Disabled

wheel chairThose with disabilities have access to financial help and other benefits when moving to a new home. Various organizations like Habinteg also help the disabled community find accessible housing options.

The United Kingdom has a Disabled Relocation Grant available for disabled residents to obtain. The local authority council is responsible for granting that benefit. That grant can help disabled residents make their current housing accessible and safe for their needs.

Local community care workers or occupational therapists help determine where these grants should go. 

The Typical Costs of a Moving Company

The costs of  removal company or moving company greatly depend on the number of belongings that need moving and the size of your residence. For example, the two and three-bedroom house removal cost more when compared to studio apartments.

Generally, the costs will range between £400 and £1,800. Removal companies will provide you with an estimate for moving your things. That estimate will depend on the volume of your belongings and the distance it takes to bring your items to your new home.

For instance, a mover’s costs for a one-bedroom home with a 50-mile distance range from £650 to £740. However, if you increase that distance to 500 miles, the costs will range between £1,080 and £1,215.

If you are looking to do house removal. Check these services:

 

The Best Tips To Help You Move

moving day checklistBelow, we have gathered a few of the best tips to help you streamline your move:

  • Put together a moving folder with rental agreements, mover’s contracts, and other paperwork.
  • Donate or throw out old, useless items before you pack your things.
  • Book all services early.
  • Sign up to pay utilities in your new home.
  • Put essential items in a backpack with you like medications, toothbrushes, change of clothes, checks/paperwork, and keys.
  • When packing, put heavy items on the bottom of a box and lighter things on top.
  • To save on movers’ costs, pick a less popular day to move.

Conclusion

Do you need financial help to move house? The information you’ve read here should have provided you with everything you need to know to cover the costs of your move. The government provides many resources along with the local council and various charities.

Soon, you’ll unpack in your new home and make some new friends in the local neighborhood. Call Transport Executive at +44 20 3318 4720 if you need help with moving services! 

About The Author
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Anthony King

I'm Anthony King, founder and CEO of Transport Executive. I've spent the last 5 years writing, taking care of my dogs, and enjoying life as it should be. I'm also a beer enthusiast by trade and a wine connoisseur. You can learn more about me and the company here.